We’ve all heard the saying, “If you can’t buy it twice, you can’t afford it,” but how many of us actually live by this?
The financial coach says people can start small, eg saving two times the cost of the reward, so they hit their goal faster and get that prize – then build up to bigger amounts saved once they’re used to the habit.Gender pay gap 2022: women in the UK are paid just 90p for £1 earned by men
“There’s a risk that you might end up spending just for the sake of it or buying more than you would otherwise have done,” warns Fairweather.are really just delayed spending. “If your savings balance goes down because you used the money for its intended purpose, that’s great and isn’t a cause for concern.”, perhaps a new method like the savings ladder is the perfect way to help boost your savings for the year while rewarding yourself too.
Speak to a financial adviser registered with the Financial Conduct Authority before taking any financial advice, and think carefully before making any decision. Sign up for the latest news and must-read features from Stylist, so you don't miss out on the conversation.
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