Many parents are grappling with underlying financial worries during the holiday season.
The strain placed on them isn’t just about the present moment, but can ripple into future months, affecting long-term financial stability.
Embracing simple, at-home entertainment or community-based gatherings can be equally memorable without the hefty price tag. — List before you shop: Make a list of all recipients and potential gift ideas within an allocated budget. This can help prevent last-minute, potentially pricey, impulse buys. When it comes to spending on gifts, it’s important to set realistic expectations with family and friends.
— Community Action Agencies: These local nonprofit organizations provide several services to those facing economic hardships, such as rent assistance and job training. Determine which trends resonate most with your family and invest selectively in them. Embracing a DIY approach can offer a personalized touch to trendy decorations and gifts at a fraction of the cost. Second-hand or thrift stores also present a treasure trove of unique and affordable decorations. If the trending allure is an activity or a popular outing, a collective approach can be cost-effective. Team up with friends or other families to enjoy these experiences while sharing the cost.
PayPal’s Honey, for example, could be a godsend during the holiday season shopping spree: It automatically finds cashback offers, discounts and coupon codes on purchases you make online.
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