What you don’t know about managing money can cost you, RicEdelman explains. investinyou (In partnership with acorns.)
For instance, you got a new job, and your employer asked if you wanted to participate in the 401 plan. You turned it down because you think you're too young to have to worry about retirement. Or you tell yourself you'll get to it later.
Several things can go wrong, but one of the most common is not recognizing the total costs of ownership.When people shop for a new car, they usually ask the dealer what the monthly cost will be. Wrong question. Don't just think about the sticker price or the monthly payment when you scout how much you can afford each month.Based on the financing, the dealer says it will be $300, and people can see that fitting into their budget, Edelman says.
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