What you need to know about being an authorized user on a credit card.
If you're looking to build credit, becoming an authorized user on someone else's credit card is a smart option. It can be relatively low-risk and allows you to build or boost your credit score. But before you sign up there are some things you should know.reviews five common questions about what's involved in being an authorized user on a credit card.An authorized user is an additional cardholder on someone else's credit card account.
That said, it's essential for authorized users to show good financial habits when using someone else's card. You should not spend beyond your means, and you should make a clear plan with the cardholder to pay off your balance on time and in full each month.
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