Why Rich Americans Are Still Waiting to Buy a New Home

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Why Rich Americans Are Still Waiting to Buy a New Home
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The latest WSJ intelligence survey shows high prices, low inventory and concerns over inflation are holding would-be buyers back

Consumer confidence is up among affluent U.S. home buyers compared to last year, but they are still on the fence when it comes to big-ticket real estate purchases, according to the 2023 U.S. Residential Real Estate Study released earlier this week by WSJ Intelligence.

They’ve also benefited from rising house prices. The value of their primary residence has surged an average 14% to $1.45 million. Those respondents with a net worth of more than $10 million saw the value of their home rise an average 8% to $3.21 million, the survey showed. “Even our most financially secure readers aren’t bounding into the real estate market with confidence,” said Carolyn Romano, associate director of Luxury Lifestyle Intelligence at The Wall Street Journal. “They’re still holding back. They still have concerns around prices of homes; interest rates; inflation; low inventory; market performance. All of that is weighing in. So, even our readers who have the means to do so are still staying put.

Of those who do intend to buy a home, two in five buyers plan to move less than 25 miles from their current residence, while 27% have their sights on a destination that’s 500 or more miles from their current abode. In addition, nearly 40% of those who plan to buy said they will pay entirely in cash, the data showed.Across the board, the average budget for a new primary residence was more or less the same as last year at an average $1.78 million.

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