You’re in Your 60s and Haven’t Saved Enough. Here’s What to Do.

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You’re in Your 60s and Haven’t Saved Enough. Here’s What to Do.
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Don't have enough savings for retirement? It's okay to plan to work longer, but our columnist says you must also have backup plans

Glenn RuffenachMy wife and I are in our early 60s and, for various reasons, haven’t saved enough for retirement. What are your best suggestions for pumping up our nest egg? We already plan to continue working into our mid-60s and, if necessary, beyond.

Well, let’s start on a positive note: The fact that you’re asking this question means, presumably, that you have sat down and tried to calculate whether your savings and other sources of income will allow you to meet your expenses in later life. All of which is more...

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