Overdue library books and parking tickets can actually hurt your credit. Plus 10 other scenarios you should know about.
and negatively affect your credit. Landlords and utility companies typically don't report your payment history to the credit bureaus, but they are likely to report unpaid bills.Nearly any unpaid fines, tickets, fees and general payments can cause damage to your credit score down the line, and that includes unpaid parking tickets.
A personal loan influences your credit just like a student loan. The loan inquiry, size and payment history are all reported to the credit bureaus.You may take out some sort of car-related loan at some point, whether it's a lease or auto loan for the purchase of a car. The inquiry, size of the loan and your payment history will appear on your credit report.
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