If you're dedicated to Costco's bulk discounts and rotisserie chicken, make sure you have the right credit card before you shop there.
Information about the PenFed Power Cash Rewards Visa Signature® Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication.can earn you 2% cash back on every purchase, if you're a PenFed Honors Advantage member. Otherwise, you earn 1.5% cash back on all purchases.
This card also offers one of the most reasonable APRs: 11.74% to 17.99% variable for purchases and balance transfers, which can minimize interest charges on lingering balances. However we always recommend you pay off your bill in full each month. PenFed is a credit union, so membership is required to open a card. Anyone can join by applying, opening a savings account with a $5 deposit and maintaining a $5 account balance.
To earn the higher cash-back rate, you need to become an Honors Advantage member in one of several ways: be in an active military service status, a member of the Reserves or National Guard, an honorably discharged U.S. military veteran or retired from such service; be the primary owner on both the credit card and checking accounts of any existing open PenFed product ; or open a new Access America checking account .
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