CEO Attila Toth sees tangles of redwood, eucalyptus and oak trees – and the wildfire risk they pose. This area, Toth says, will almost certainly burn again. The uncertainty is when, and what other areas are at risk. Story by thealexknapp and cfarivar:
Zesty.ai CEO Atilla Toth at a wildand-urban interface near the site of the 1991 Oakland Hills fire.Zesty.ai's pitch to insurance companies is this: don’t rely on overly general, out-of-date maps to decide what buildings and homes to insure. With its data, the company generates a single score, much like a credit score, that assesses wildfire risk on a property-by-property basis.
“AI sounds like voodoo for some of our customers, so I say: ‘Think of me like a chef,”' he says. “What goes into the stew? We look at vegetation density, we look at the slope, wind patterns are extremely important, and the distance to previous fires — wildfires unfortunately tend to repeat themselves.”
The next big challenge is modeling flood damages, which caused $82 billion in global damages last year. "If Z-Fire was used to completely re-underwrite Amica’s entire California portfolio, in 2020 Amica would have prevented 95% of its wildlife losses in the state,” Pitts said by email.
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