The lender is the first of the big banks to offer a rate below 4 per cent on five-year fixed rates
The deal, for people with a 40 per cent deposit, comes with a £1,499 fee and is only for new customers moving home
“The lenders have been gradually lowering their rates for a while and as a result of these pretty regularly changes rates are much better value for money than they were. These cheaper rates are due to a combination of competition in the market and lower funding costs. Lenders want to issue moreand that’s why they have cheaper purchase rates.
Last week, NatWest cut rates by 0.23 per cent, following Santander, Virgin Money and Clydesdale Bank.
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